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Legal Disclosure

Please spend responsibly borrowing beyond your means could seriously affect your financial status; please ensure you can afford to make your repayments on time and by their due date.


Reflections Career Coaching acts as an introducer and not a lender of unregulated credit products provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18+, subject to status; terms and conditions apply. 

Klarna's [Pay in 3 instalments] [and] [Pay in 30 days] credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+.

For more terms & conditions, see:

Useful Links

What is Klarna

Learn more about Klarna:

Klarna Customer Service

Chat with Klarna customer service:

Frequently Asked Questions

Visit the Klarna FAQ page to find out more about using Klarna.

Klarna Terms and Conditions

Visit Klarna's terms & conditions.

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